ID Early Warning System
This innovative detection and warning system utilizes PrivacyMaxx's proprietary system, to scan hundreds of data sources at various daily, weekly, bi-weekly and monthly intervals for a specific set of identity theft indicators thoroughly tested through real police and victim experience in past identity theft cases, and extensive ID theft research.
Premium Internet Monitoring and Public/Private Database Address Monitoring
The Black Market Internet Monitoring Service proactively scans for sensitive personal information that is sold and traded on black market internet sites and chat rooms. The service includes monitoring for credit card and debit card numbers, bank account numbers, social security numbers, driver’s licenses numbers, telephone numbers, email addresses, and other sensitive information. The Public/Private Database Address Monitoring looks for changes to your personal information in public and private databases that could provide an early warning of an identity theft in progress. No monitoring can detect all identity theft.
$25,000 Expense Reimbursement
Coverage Limit: $25,000 on the membership program. Deductible: $0
Depending on if you are enrolled in an individual or family plan, coverage may be available to you, your spouse, qualified domestic partner, children under the age of 23 who permanently live in the same residence. Identity theft victims may be reimbursed under the policy for the following reasonable and necessary costs incurred by the insured as a result of a stolen identity event according to all policy rules and limits: Lost wages as a result of time taken off from work to deal with the fraud - up to $1,500.00 per week for up to five weeks. Notary and postage charges incurred by the insured in order to report a stolen identity event and/or amend or rectify records as to the insured's true name or identity: Costs of re-filing rejection applications for loans, grants or other credit instruments, Costs for up to six credit reports from established credit bureaus (with no more than two reports from any one individual credit bureau), Costs approved by AIG, for providing periodic reports on changes to, and inquiries about the information contained in the insured's credit reports or public databases (including, but not limited to credit monitoring services), Costs of travel within the United States incurred as a result of the insured's efforts to amend or rectify records as to the insured's true name and identity, Long distance telephone charges for calling merchants, law enforcement agencies or credit grantors to discuss an actual identity theft, Reasonable and Necessary attorney’s fees and expenses incurred with AIG's consent for an attorney approved by AIG including: An initial consultation with a lawyer to determine the severity of and appropriate response to a stolen identity event, Defending any suit brought against the insured by a creditor, collection agency or other entity acting on behalf of a creditor for non-payment for goods or services or default on a loan solely as a result of a stolen identity event, Removing any civil judgment wrongfully entered against the insured solely as a result of a stolen identity event, Defending criminal charges brought against the insured as a result of a stolen identity event; provided, however, AIG will only pay criminal defense related fees and expenses after it has been established that the insured was not in fact the perpetrator,. Approved costs for Elder Care and Child Care up to $1,000.00.
Lost Wallet Service
Lose your wallet or purse? The Lost Wallet Service allows you to store critical financial information securely, and contact critical financial centers quickly after a loss to prevent criminals from stealing your money
Identity Recovery and Restoration Service
The Identity Recovery and Restoration service aids in the recovery process in two ways. We can either assist victims in the resolution process, or completely do it for you! Our identity theft experts are available 24/7 to always take your call during an identity theft emergency
Fraud Alert Assistance
Fraud Alert Assistance provides step-by-step instructions for establishing fraud alerts on your credit profile. In you are at high risk for identity theft, fraud alerts can be one of your best lines of identity theft defense by protecting your credit profile from unauthorized use
Credit Security Freezes
A security freeze prevents a credit reporting agency from releasing your credit report information without your consent. We will help you establish a security freeze on each of your credit profiles at Equifax, Experian, and TransUnion. Residents in all 50 states can currently request a security freeze to their credit report
What information does the insurance industry have about you? Our Insurance Records section helps you obtain a copy of your personal health information that the insurance industry uses to evaluate your risk for life, health, casualty, and long-term health insurance
Live membership support 24/7/365 is available to help you 24 hours a day, 7 days a week,
365 days a year. If at any time you have questions, sign in to your secure member portal.